OUR BLOG

SBA debt refinancing can get complicated – and staying aligned with SBA guidelines for Lenders is essential. The latest SBA guidance in SOP 50 10 8 provides clarification on multiple issues. They’ve updated how debt refinancing is handled, and they’ve also reinforced the importance of the long-standing message that SBA loans aren’t intended to transfer risk or cover Lender losses.

We all know the rules around ownership changes can get a little tricky, especially when navigating SBA guidelines for lenders. But here’s the good news: the SBA made some helpful updates in SOP 50 10 8. Whether you're financing a full buyout or just shifting ownership between partners, these changes are worth knowing. Let’s break down what’s new.

For a new business – or any business involving a complete change of ownership – to qualify for a loan, SBA requires fully-documented...

Underwriting SBA loans requires attention to details, skill, and experience. As part of our lender consulting services , we routinely...

Over the years, our Lender SBA consulting has brought us a lot  of questions from clients. And those questions have ratcheted up since...

As an SBA lender service provider, we see many things during our SBA loan reviews and SBA loan liquidation work. One area where we...

Working capital. We talk about it a lot with our clients during our SBA training sessions. It might be a discussion in one of the lender...

We’ve been covering questions about deferrals in several recent articles. And our clients continue seeing a rise in Borrowers’ requests...

Your Borrowers don’t always experience smooth sailing. Sometimes they get stuck, run into difficulties, and end up with what everyone...

EPC/OC loans aren’t all that difficult. But that doesn’t mean things don’t get missed! Sometimes the simpler something is, the easier it...

After our client loan reviews in 2022, many of which included Screen Outs, we realized that we often see some of the same, repeating,...

Did you see the September 8th, 2021, SBA Notice 5000-814473 with the really long title? “Interim Advances: Guidance for Processing...

Are you ready for the shift? With the new guidance on PPP Forgiveness, Servicing, and Guaranty purchase, it feels like we’ve turned the...

We’re all wondering: When will life return to pre-COVID? Will we return to pre-COVID? What will that even look like? Mostly, we just...