Mergers – Madness or Magic?
There were a lot of U.S. bank mergers & acquisitions (M&As) in 2025 – over 170, according to American Banker, which is a significant increase from prior years – and there are still more pending as we go into the new year.
Lori N. McCausland
Apr 3
Documenting Equity Injection Right Part 1
Inadequate documentation of equity injection is one of the most common issues cited in SBA loan reviews and guaranty purchase requests, often resulting in SBA compliance concerns for lenders.
This is despite the fact that in many cases the injection actually did happen correctly.
Why the problems?
It’s usually about the audit trail, not about whether the Borrower had the money. If you can provide consistent documentation, starting at origination, according to SBA’s injection
Lori N. McCausland
Feb 2