

To Compromise or Not to Compromise (on principal)
Principal compromise is a viable option when an SBA 7(a) loan runs into trouble, and the only other option is SBA loan liquidation.
It’s helpful for the business owner, because it allows them to keep on keeping on.
But there are some significant risks and potential “gotchas” for the Lender, especially when navigating SBA SOP 50 57 guidance. Let’s take a look.

Rebecca Mendoza
Jun 5


Managing SBA Chapter 11 Bankruptcies
Managing SBA Chapter 11 Bankruptcies
The hard economic reality right now is that small business bankruptcies are on the rise.
So let’s look at what you can do to prepare your SBA Lending team to protect the guaranty, control costs, and maintain SBA compliance while meeting evolving SBA lender requirements. As Benjamin Franklin said so long ago, an ounce of prevention is worth a pound of cure.

Rebecca Mendoza
Jun 4


Keeping Your Finger on the Pulse: LRM’s First Five Steps When a Loan Shows Stress
In today’s world of SBA intensive servicing, staying proactive is everything.
For lenders, knowing how to navigate a stressed or defaulted loan under the SBA new SOP isn’t just about compliance—it’s about protecting your portfolio and maximizing recovery.

Rebecca Mendoza
Dec 2, 2025


Best Practices for Working Capital
Working capital. We talk about it a lot with our clients during our SBA training sessions. It might be a discussion in one of the lender...

Rebecca Mendoza
Jun 1, 2024

